In spite of the rise and rise of non-cash payments, many SMEs have stuck with cash for their main or only method of payment. Traditionally there have been several good reasons for this, but recent developments in non-cash payments have changed the business landscape radically. POS Terminals Can Now Be Fitted Onto Smart Phones In many ways, the development of POS terminals can be compared to that of mobile phones. When they first came on the market, they were hugely expensive and well and truly out of the reach of SMEs and private individuals. Now there are plenty off affordable models on the market, even the most basic of which is easily as capable as the advanced models of several years ago. Possibly the most